Last updated: March 9, 2026
By creating an account and using Bear Expense, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the service.
Bear Expense is a collaborative expense tracking platform that allows users to manage budgets, track spending, and share financial data within groups ("Circles"). The service includes features such as multi-currency support, AI-powered insights, and real-time synchronization.
You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate and complete information during registration and to keep your account information up to date. You are responsible for all activities that occur under your account.
We collect and process personal data as necessary to provide the service, including your name, email address, and financial data you enter. We take reasonable measures to protect your data. We will not sell your personal information to third parties. For full details, please refer to our Privacy Policy.
You agree not to misuse the service, including but not limited to: attempting to gain unauthorized access to other accounts, using the service for illegal purposes, uploading malicious content, or interfering with the operation of the platform.
When you join or create a Circle, you consent to sharing your expense data with other members of that Circle. You are responsible for the data you share and should only invite trusted individuals to your Circles.
Bear Expense is provided "as is" without warranties of any kind. We are not liable for any financial decisions made based on data presented in the application. We do not guarantee uninterrupted access to the service and shall not be held liable for any damages arising from service interruptions or data loss.
We reserve the right to suspend or terminate your account at any time for violations of these terms. You may delete your account at any time. Upon termination, your data will be removed in accordance with our data retention policies.
We may update these terms from time to time. Continued use of the service after changes are posted constitutes acceptance of the updated terms. We will notify users of significant changes via email or in-app notification.
If you have any questions about these Terms and Conditions, please reach out to us through our support page.